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5/16/2008 1:42:15 PM
REFUND POLICY
The following applies to all Empire K products:

Kaizen Kruncher & Kaizen Express

Kaizen Kruncher & Kaizen Express Monthly Subscriptions ?Viz-Vector Consulting Sdn Bhd provides a 7-day money back guarantee to all its subscribers. Within this period, a subscriber, can at anytime request a refund. Please note that a processing fee amounting to RM7 will be charged for each refunded subscription.

No refunds are available upon expiration of the free trial period (7 calendar days). In addition, subscribers may not suspend the Kaizen Kruncher & Kaizen Classifieds subscription and restart at a later date.

Special limited time offers have terms and conditions which differ from those set forth here. In those circumstances, the refund policy stated in the special limited time offer shall apply.

Licensing Disclaimer

Neither Viz-Vector Consulting Sdn Bhd nor its licensors and partners/suppliers warrant or make any representations regarding the use of the services and/or products listed on this Web site. All services and products are sold "as is," without warranty of any kind. Neither Viz-Vector Consulting Sdn Bhd nor its licensors and partners/suppliers guaranty or warrant the accuracy, completeness of, or results to be achieved from, utilizing any service or product. Viz-Vector Consulting Sdn Bhd disclaims any and all warranties, implied as well as express, including but not limited to warranties of merchantability or fitness for a particular purpose or use. Viz-Vector Consulting Sdn Bhd shall not be liable for any inaccuracy, delay, service interruption, error or omission, without regard to cause of same, or for any resulting damages.

Viz-Vector Consulting Sdn Bhd specifically disclaims any liability for any indirect, special, or consequential damages, whether such damages were unforeseen or foreseen, with respect to any use of its products or services, including but not limited to lost time, lost money, lost profits or good will, whether damages are based in contract, tort, strict liability or otherwise. If a court or arbitrator nevertheless determines that these limitations of liability are unenforceable, the cumulative liability of Viz-Vector Consulting Sdn Bhd under any legal theory of recovery shall not exceed the amount paid for the services and/or product.

All services and products are analytical tools only. Such services and/or products do not constitute, and do not replace individual research or licensed investment advice. Neither Viz-Vector Consulting Sdn Bhd nor its officers, employees, owners, agents, principals or affiliates is a registered Real Estate Agent or Investment Advisor in Malaysia, or anywhere else in the world.
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